TAILGATE THEFTS DOWN A LITTLE

In the early twenty-teens, there was a substantial increase in tailgate thefts. A truck driving down the road with its back end uncovered was becoming a common sight. Now, it appears that the trend is slowing down…a bit.

According to the National Insurance Crime Bureau (NICB), tailgate thefts have declined slightly between 2014 (1,895) to 2015 (1,787), they are still up over 400 percent from 2010 (430). Bear in mind this report is based on insurance claims; therefore, the actual number of tailgate theft incidents may be considerably higher since many thefts do not generate an insurance claim.

The top five states for tailgate thefts—2014 and 2015 combined—were: Texas (1,421), California (875), Florida (252), Arizona (204), and Pennsylvania (68). The top five cities for tailgate thefts during these years were: Houston (300), Dallas (276), San Antonio (141), Phoenix (68), and Fresno, Calif. (51).

Anyone who owns a truck knows tailgates aren’t cheap. A quick Google search showed a tailgate for a 2012 Ford F-150 costs around $300 (that’s at a parts place, not a dealer.). Get one stolen off your brand new Dodge Ram? Get ready to shell out around $600, not including any accessories. If there any electronics connected (like a back-up camera), double that figure. Custom tailgate? You know what it’s worth.

Tailgate thefts can occur anytime and anywhere. If you are just running in to the store for a minute, you tailgate can be carried away in seconds. Even if it is not sold as a spare part, it can be scrapped for cash. If you have a truck, you might want to consider using an after-market security device, such as a hinge lock. At least back up your truck to a wall or a pole so it can’t be opened.

As with other insurance claims, whether your stolen tailgate is covered depends on the policy. Chances are good that you can count on the insurance company replacing it. Of course it’s better to be safe than sorry. Give you insurance professional a call or email and ask if tailgates are covered.