DO YOU HAVE AN EMERGENCY KIT IN YOUR VEHICLE?

No one wants to break down on the road. Seeing that check engine come on, watching your temperature gauge climb, or feeling your car shudder right before it stalls. None of this is on anyone’s bucket list, yet it does happen. The question is how well prepared are you when it does? Maybe roadside assistance is part of your insurance coverage or you have an AAA or other motorist association membership. But would you be able to do something to better your situation if these services were unavailable?

Keeping an emergency kit in your car can help you get back on the road quickly, and here is some of what you want available:

– First-Aid Kit: Include an assortment of Band-Aids, adhesive tape, gauze pads, OTC pain reliever, antiseptic wipes, antiseptic cream or ointment, and any medicine necessary for you or your family.

– Fire Extinguisher: According to the National Fire Protection Association (NFPA) a fire extinguisher for the car should be rated for Class B (flammable or combustible liquids) and Class C (electrical equipment).

– Reflective Warning Triangles: Let people know where you are. Especially on dark roads off the beaten path, the farther out you can be seen, the less likely it is that you will have an even bigger problem.

– Foam Tire Sealant. This is a quick, inexpensive way to temporarily repair flats without changing the tire. Depending on the size of the hole in your tire, it should get you down the road far enough to get help.

– Jumper Cables: Every car has a battery, but not everyone has jumper cables. They should be at least 10 feet in length and coated with at least 8-gauge rubber.

– Flashlight and Extra Batteries: You can’t fix what you can’t see. The flashlight should be waterproof and periodically tested.

– Cell Phone Charger: A dead cell phone does you no good.

Just as with your auto insurance, it is better to be ready for any vehicle issues that may arise then wish you were after it is too late. Check with your insurance professional for additional suggestion on how to handle emergencies while out on the road.