Here are some little-known ways to use your car insurance to save money.

Not too many people see car insurance as a way of saving money, for most of them it’s just part of the cost of living. But If planned correctly, car insurance can be used as a financial vehicle that can save you money in several different areas of car ownership. Here are just some ways of structuring your auto insurance policy so that it can save you money. 

Arranging for your car insurance policy cover you for rental car costs can save you hundreds of dollars. If you’re involved in an accident and your vehicle is disabled for more than a day, you’re going to need a rental car just to get around. Renting a car for any more than a few days can get expensive. Insurers offer what is called rental car cover, which will pay for a rental costs up to a specified amount per day. 

If your windshield gets broken or cracked it can be a complicated process. But if you use an approved glass company and get the payment sent directly it can save you a significant amount of time and money. Payment for replacing glass can be sent directly to a glass company, making the process as easy as possible. 

Having only liability insurance is seen by many as a good way to save money, but it can sometimes backfire. If you do have an accident and you don’t have collision insurance, it can cost you thousand or even the loss of your vehicle. If you have collision coverage, you will have peace of mind in knowing that the cost to replace body parts and repainting your vehicle will be covered. There still may be a deductible the deal with but that’s far less than paying for the entire thing out of pocket.  

Car insurance has many ways that you can save money. Some may be right for you and some may not be a good fit. To find out more, visit an insurance agent and learn how to structure your policy so that it will be the best for you.